What is SBI YONO and How to withdraw money from ATM without card

Friends, you must have heard the name of SBI Bank. SBI is the largest and state-owned bank of India ‘State Bank of India’. Recently, SBI has become the largest bank in India by the merger of some banks. Now the bigger the bank, the more customers it has.

If seen, in today’s time, SBI is the largest customer bank in the country. SBI has provided a lot of facilities to its bank customers. And from time to time, as much as possible, makes available every possible facility to its customers.

Every bank customer wants ease in financial transactions. They should not face problems in withdrawing money. Depositing or transferring money to anyone should also be hassle-free. State Bank of India (SBI) launched SBI YONO App to get this work done while sitting at home. In which all the features from account opening to shopping.

People who have more work than the banking sector. For them, the Government of India has launched yono sbi app. This is a very nice app. It can do most of the bank related work of sbi account holders sitting at home. For this you have to open an account in SBI Yono.

There are many facilities provided by sbi yono app. In this you can deposit, withdraw or transfer money to someone’s account. Through this online shopping or buying tickets can also be done.

What is SBI YONO App?

Today we talk about SBI YONO app. The full name of SBI YONO is “YOU ONLY NEED ONE”. It was started by former Finance Minister Arun Jaitley in November 2017. Through this app, any sbi account holder can easily deposit money, withdraw money or transfer money to any other account sitting at home.

Apart from this, if we do shopping or book a ticket, then through this we can do all these things sitting at home. There are about 60 e-commerce companies associated with SBI YONO account.

SBI YONO app is the official banking app of State Bank of India. With the help of this, we can do online banking from anywhere at home.

For this we only need a smartphone and internet connection. Like I told that the full name of YONO is YONO full form is “You Only Need One”.Meaning that the only thing you need for all your needs is SBI YONO.

In this app you can do banking work like deposit, transfer, open account etc. Along with this we can also do shopping. Almost all the big e-commerce companies are associated with it. Here we get a lot of offers. Cashback facility is also available.

How to Install SBI YONO App?

Downloading the Yono app is very easy. For this, first you have to go to the play store and download it. Install it after downloading. Before using it, it has to be registered with your account. Then it is used.

For this you must have a smartphone which can be android or iphone. If you have any of these smartphones then you go to the app store of that phone and search “SBI YONO App” in the search bar. You will get Yoon app in front of you on the screen. Now you download it first and then install it. After this you have to register on it. With the help of your account, you can open yono app.

How to Register on SBI YONO App?

After installing SBI YONO App, we register it. We can register it in two ways. We can use our Internet Banking ID to register on SBI YONO App. If we do not have SBI Net banking then we can also register with the help of our ATM card.

Follow these steps to register on SBI YONO App.

1.      When we open SBI YONO app, we see the option of Existing customer on it.

2.      On the next page two options appear. I have internet banking ID and I don’t have internet banking ID. If you have Internet Banking ID then click on I have Internet Banking ID. If you do not have a banking ID, then click on I don’t have internet banking ID. In this we can register with the help of our ATM card.

3.      If we are registering with the help of Banking ID then we have to enter our Banking ID and Internet Banking details here.

4.      If we want to register with the help of ATM card, then you will have to fill your ATM card details in it. In which we have to enter the ATM card number and then the ATM PIN. After that you have to click on submit button.

5.      After this we have to enter our username and password and submit it.

6.      If we want to login with MPIN instead of password, then read carefully the terms and conditions of MPIN and then tick it.

7.      After this set your 6 digit MPIN. Now when we login, you have to use this 6 digit PIN.

8.      Now our registration is complete. Now an OTP will come on our mobile which we have to enter here. After this your SBI YONO app starts.

9.      Now we come to the homepage of SBI YONO app. Here size you can login with the help of your MPIN. If we want, we can also use Netbanking User ID and Password.

How to withdraw money from Yono Sbi App without ATM card 

If you want to withdraw money without ATM card, then you can do so through YONO app. There is a separate process for this. For this also you have to follow some steps.

The option of yono cash comes as soon as we open the yono app in mobile, from which we have to select it.

1. Open YONO SBI app then login with your MPIN(it is a 6 digit PIN created by you for YONO which allows you to login quickly. Please ensure that the screen lock on your device is enabled to login using MPIN. As a security measure, We recommend you to change your MPIN periodically and please do not share your MPIN with others   

   

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2. Tap on YONO Cash option as shown below then click on ATM option

Here you can enter the amount you want to withdraw. You fill in the amount of money you want.

Now you have to select a 6 digit transaction pin for yono sbi app. You enter the 6 digit PIN and remember it, it will come in handy later.

Now he will get the message of a transaction ID in your mobile. We have to enter this transaction ID when we go to any SBI ATM and select YONO Cash.

This transaction ID is valid for 4 hours. When we go to SBI atm then there is an option YONO CASH at the bottom of the ATM screen. On selecting it, it asks us for the transaction ID. The message that has come in your mobile, you type it in the ATM and press the button.

Now it asks us the amount how much money to withdraw. Enter the same amount that you had entered in the Yono Cash application and press the button. The money you had written earlier in mobile. Here the same amount has to be filled. Do not do more or less.

Now you will be asked to enter the pin number in front of you. Here you have to fill the first 6 digit PIN number.

Thus with the help of yono sbi we can get atm card money.

This is a very good app of sbi bank. yono sbi app download is free, which everyone can take advantage of. Which is also convenient and comfortable for everyone.

SBI provides all kinds of facilities to all the customers. It has been created to make the country digital. Through this the country can be made modern India. Nowadays there is corona virus lockdown. We can withdraw money from SBI YONO even without ATM. Now we don’t need to carry ATM in pocket all the time.

We all must download this app, because through yono sbi app we can make our life simple and comfortable.

In conclusion, the SBI YONO app stands out as a highly practical and efficient tool for managing your banking needs directly from your phone. Whether you’re looking to handle deposits, withdrawals, transfers, or even shopping and booking tickets, this app has you covered. Its standout feature, **YONO Cash**, allows for cardless cash withdrawals at ATMs, making it a perfect fit for today’s fast-paced, digital-first world. Truly, YONO by SBI makes banking simpler and more accessible for everyone.